A house fire or flood can be unexpected, fast, and devastating. Families can lose their home and all of their cherished possessions in a matter of minutes. We have been in your shoes, and we can help you move forward.
Navigating the claim process
We assist our clients in managing and navigating their entire claim to ensure that no coverage is overlooked or waived. We mitigate the frustration and keep adjusters and Insurance Companies accountable. We negotiate on behalf of homeowners to get the best settlement possible.
Why You Should Choose Virani Law
As lawyers our expertise is negotiating on your behalf. We are becoming Canada’s leader in property damage loss negotiations.
We protect your legal rights to ensure you are treated fairly. Your policy is a contract. Policy interpretation is key and we understand the fine print.
We want people to have access to proper legal advice, so we offer a variety of fee structures to determine what’s best for you.
Having personally experienced a tragic loss, our team has a unique viewpoint that cannot be replicated. We have walked in your shoes.
Damage to your home results in three distinct coverage areas
This varies from policy-to-policy, but should generally cover the cost of rebuilding a comparable structure to the home you had prior to the loss; a multitude of issues can arise when your vision for the repairs do not match the Insurance Company’s suggestions.
This will depend on your policy, but should generally provide a fair portion of the funds required to replace or repair your damaged or destroyed personal possessions; issues can arise with regard to items left off the list, undervaluation, and over-depreciation.
Additional Living Expenses (ALEs)
This will be policy-specific, but should generally cover the new and additional costs associated with being forced to leave your home; issues can arise about knowing what to claim, navigating payment schedules and minimizing financial stress.
Our goal is to negotiate claims with Insurance Companies in the quickest and fairest way possible. If necessary, we represent homeowners’ interest at Appraisal and Dispute Resolution appearances, and we can pursue a civil claim where settlement is not possible.