Navigating the claim process
We assist our clients in managing and navigating their entire claim to ensure that no coverage is overlooked or waived. We mitigate the frustration and keep adjusters and Insurance Companies accountable. We negotiate on behalf of homeowners to make sure they get a fair settlement.
Damage to your home results in three distinct coverage areas
This varies from policy-to-policy, but should generally cover the cost of rebuilding a comparable structure to the home you had prior to the loss; a multitude of issues can arise when your vision for the repairs do not match the Insurance Company’s suggestions.
This will depend on your policy, but should generally provide a fair portion of the funds required to replace or repair your damaged or destroyed personal possessions; issues can arise with regard to items left off the list, undervaluation, and over-depreciation.
Additional Living Expenses (ALEs)
This will be policy-specific, but should generally cover the new and additional costs associated with being forced to leave your home; issues can arise about knowing what to claim, navigating payment schedules and minimizing financial stress.
Our goal is to negotiate claims with Insurance Companies in the quickest and fairest way possible. If necessary, we represent homeowners’ interest at Appraisal and Dispute Resolution appearances, and we can pursue a civil claim where settlement is not possible.