When a home experiences a fire or flood, it can be tremendously difficult to recover. From the damage to your home to the loss of your possessions, individuals and families can often feel overwhelmed, specifically with the home insurance claim process. Your insurance company will not wait for you to digest the magnitude of this disaster. Your insurance adjuster will attempt to move forward with a settlement in a manner that is best suited for the company. Home insurance claims can be challenging at the best of times, let alone in a time of loss, where you will be pressured by an expert adjuster to settle your claim for less than its actual value.
There a number of steps we will take to ensure that you receive the full benefit of your insurance coverage. After reviewing your home insurance policy, we will help you understand every aspect of your claim. Many policies contain different thresholds for various categories such as “additional living expenses”, “personal contents/property”, and the actual “structure” of the home. Through our personal and professional experience, we know that it is common for families to leave thousands of dollars of coverage on the table, as they are not familiar with the process. Our team will negotiate in all of your coverage areas, while assisting you with other issues that may arise, ensuring you get the proper respect and monetary compensation from the insurance company, without the stress of dealing with them.